BUSINESS INSURANCE
Rest Easy With Affordable Small Business Insurance
Commercial Auto
Whether you have a large or small business, if you have vehicles or employees on the road, you need commercial auto insurance. Typically, commercial auto insurance policies cover property damage and bodily injury that you or your employees are responsible for. You can also add coverage for physical damage to your vehicles and it will provide you with legal defense. As an independent insurance agency, we are able to help you select from a number of different insurance companies to find the right policy for you to ensure that an accident doesn’t damage your profits.
WE HELP INSURE A DIVERSE BUSINESS BASE
Contractors
We have a long tradition of helping contractors protect their businesses and their employees. While your plan will be specifically tailored to your business, contractor’s insurance generally includes a business owner’s policy, general liability insurance, and commercial vehicle insurance. Here are a few examples of the kinds of contracting insurance we can provide you with:
- Construction and Remodeling
- Plumbing
- Electrician
- Landscaping
- Painting
- Handyman
- Cleaning
- And many more!
Medical Providers
Medical providers have unique and specialized insurance needs. Premises coverage including Liability, Building, Equipment and Equipment Breakdown, Employment Practices, Electronic Data and much more are just the fundamentals of what a Healthcare Provider needs to insure. At Yoder Bontrager Insurance, we will work to understand your practice and then find a suitable policy so you’re fully covered and can focus on what’s important – providing high quality care to your patients.
Retail
Whether your customers come to you for clothing, flowers, or dry cleaning, they depend on you for the products they need. Insure your retail business against the specific liabilities your store faces, including:
- Business property insurance
- Business income coverage
- Liability insurance
- Crime insurance
Manufacturing Tool & Die
Every manufacturer’s operations and facilities are unique and require a unique approach. Your insurance package may need to extend beyond the basics of property, general liability, and business income insurance. This can include product recall coverage and manufacturers error and omissions insurance to protect against manufacturing defects. A host of other considerations may need to be taken into consideration depending on your operation. Our knowledgable insurance agents will work hand in hand with you to understand your business needs and tailor a package suitable for your company.
Mechanics and Auto Dealers
Dealerships, small garages and repair shops in the auto industry need special consideration for their businesses. Whether you operate a tow truck, body shop, general repair shop, or other vehicle maintenance operation, we are able to work with you to protect your property and employees. If you are a looking for a quality insurance package that’s right for your auto services business, get in touch with us today!
Restaurants
For restaurant owners, securing comprehensive insurance isn’t just a prudent business practice—it’s an absolute necessity for survival and longevity in a high-risk industry. From the ever-present threat of slip-and-fall incidents and food contamination claims to potential property damage from fires or severe weather, restaurants face a unique and complex web of liabilities that can lead to devastating financial losses without adequate protection. Business insurance tailored to the unique needs of restaurants acts as a critical safety net, offering vital coverage for these unforeseen events, ensuring business continuity, and providing the peace of mind that allows owners to focus on serving their customers and growing their culinary ventures rather than constantly worrying about potentially ruinous liabilities.
